Move Money
 Like It's Local.

0M+

Transfers Monthly

Across Africa, Europe & the UK

01

Instant Transfers

Send and receive money in seconds across borders — not days.
02

Transparent FX Rates

No hidden charges. See exactly what you pay and what your recipient receives.
03

Unified Network

One platform for banks, mobile wallets, and cards — all connected securely.
04

24/7 Human Support

Get real help anytime, anywhere, in multiple languages.
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ABOUT US

The Journey Behind Ryat

Ryat is building independent financial infrastructure to connect African economies with the global market — empowering individuals, SMEs, and financial institutions.

Fast. Transparent. Secure.

Powering Africa’s financial future through innovation and independence.

Read More

Mustafe Qalib

Founder & CEO
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OUR SERVICES

Built for Everyone

From individuals to enterprises and developers, Ryat provides the tools to move, manage, and monitor money across borders — fast, transparent, and secure.

0+

Satisfied Clients

Ryat Wallet
(for Individuals)

Send, receive, and manage money instantly with full control and transparency. Access your wallet anywhere through mobile, web, or USSD — with virtual and physical cards.

Ryat Business (for SMEs & Enterprises)

Simplify global operations with multi-currency accounts and automated FX conversions. Integrate payments, track analytics, and scale confidently with Ryat’s secure platform.

Ryat Infrastructure (for Developers & Partners)

Build and scale fintech products using Ryat’s powerful, API-driven infrastructure. Access core ledger, FX engine, and compliance tools built for Africa’s financial network
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Our Products

Empowering Global Finance Through Innovation

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Why Choose Ryat

Authorized. Regulated. Reliable.

Ryat Capital (PTY) LTD is an authorized Financial Services Provider (FSP) regulated by the Financial Sector Conduct Authority (FSCA).

FSCA Regulated

Licensed under UK Financial Sector Conduct Authority, ensuring legal and compliant operations.

Trusted & Secure

All funds and transactions are safeguarded with advanced security and independent auditing.

Transparent & Efficient

Real-time FX, instant settlements, and full visibility on every cross-border transaction.

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CORRIDORS

Connecting Africa to the World

Ryat Capital (PTY) LTD operates a growing network of regulated payment corridors — enabling individuals and businesses to move money securely and instantly across borders.
Each corridor is supported by FSCA compliance, transparent FX rates, and real-time settlement technology.

Building Credibility Proven Success
Ensuring Efficiency, Superior Results.
will be distracted by the readable
Consultez is the destination
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How It Works

Regulated. Transparent. Built for Confidence.

01

Onboarding & Verification

Secure KYC and AML checks aligned with FSCA and global regulations.
02

Funding & Setup

Add funds via bank, card, or mobile money; all held in segregated client accounts.
03

Execution & Conversion

Real-time FX and cross-border transfers with full transparency.
04

Monitoring & Reporting

Every transaction audited, tracked, and safeguarded for total confidence.

Ryat Capital ensures compliant and seamless global money movement.